1619 Paynes Mill Rd

Troy, VA
$ 415,000 Beds 3 Baths 2 Sq 1,904
Monthly Estimate* How much can I afford?

Well-maintained brick ranch on 2 private acres just 15 minutes from Charlottesville, UVA, and downtown. Spacious one-level living with formal living and dining rooms, family room with fireplace, huge rec room, primary suite with private bath, and two additional bedrooms. Enjoy the large fenced backyard, storage shed, and paved circular driveway. Recent updates include HVAC (2025), well pump and hot water heater (2022), updated plumbing, solar panels, heat pump with backup propane heat, and generator. Convenient access to I-64.

Single Family

  • Price
  • $ 415,000
  • City
  • Troy
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Fluvanna
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 2 Acres
  • Zip
  • 22974
  • Sqr Footage
  • 1,904
  • Year Built
  • 1990
  • Taxes
  • $ 2633
  • Style
  • MLS#
  • 678525
Listed By: LAUREL OAK PROPERTY MANAGEMENT, LLC
Data Source: Charlottesville MLS (CAARMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Harrisonburg, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Central (Fluvanna) Elementary School
Middle School Fluvanna Middle School
High School Fluvanna High School

Price History

6/16/2026 Listed $415,000

Property vs Zip Code Average in 22974

Price
AVG $610K
$420K
Taxes
AVG $3,728
$2,633
Year Built
AVG 1994
1990

In The Neighborhood

Areas That We Cover

1619 Paynes Mill Rd Troy, VA is a Single Family Home for sale at $415000 with 1904 sqft and a lot size of 2 Acres Acre(s). 1619 Paynes Mill Rd Troy has 3 bedrooms, 2 baths and was built in 1990. The property's zip code is 22974 which is in Troy, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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David Crull

David Crull

540-274-2965

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