118 Summit St

Charlottesville, VA
$ 469,000 Beds 3 Baths 2 Sq 1,263
Monthly Estimate* How much can I afford?

Discover the charm and potential of this 1946 Charlottesville cottage in an exceptionally convenient City location. Offering 3 bedrooms and 2 full baths, the home features a first-floor primary suite, main-level laundry, comfortable living and dining spaces, and a functional floor plan ready for its next owner to make their own. A basement provides ample additional storage, while recent improvements, including a newer roof and water heater, offer added peace of mind. Location is a standout! Just 1.8 miles from UVA Medical Center, approximately a 10-minute walk to nearby restaurants, 15-minute walk to Scott Stadium - while easy access to I-64 and Route 250 makes getting around Charlottesville and beyond a breeze. Currently zoned RX-3, the property may also offer intriguing possibilities for buyers interested in the flexibility provided by Charlottesville's current zoning regulations. Whether you're looking for a conveniently located primary residence or considering the property's longer-term potential.

Single Family

  • Price
  • $ 469,000
  • City
  • Charlottesville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Charlottesville
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.18 Acres
  • Zip
  • 22903
  • Sqr Footage
  • 1,263
  • Year Built
  • 1946
  • Taxes
  • $ 4409
  • Style
  • MLS#
  • 681169
Listed By: YES REALTY PARTNERS
Data Source: Charlottesville MLS (CAARMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Harrisonburg, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Trailblazer Elementary School
Middle School Charlottesville Middle Middle School
High School Charlottesville High School

Price History

8/28/2026 Listed $469,000

Property vs Zip Code Average in 22903

Price
AVG $1.1M
$470K
Taxes
AVG $7,892
$4,409
Year Built
AVG 1976
1946

Areas That We Cover

118 Summit St Charlottesville, VA is a Single Family Home for sale at $469000 with 1263 sqft and a lot size of 0.18 Acres Acre(s). 118 Summit St Charlottesville has 3 bedrooms, 2 baths and was built in 1946. The property's zip code is 22903 which is in Charlottesville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Corri Collins

Corri Collins

540-274-2965

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