1021 Ridge St

Charlottesville, VA
$ 617,000 Beds 4 Baths 3.5 Sq 2,654
Monthly Estimate* How much can I afford?

Ideally located in the heart of Charlottesville, this charming Arts & Crafts home in Brookwood blends timeless style with thoughtful renovations and updates. The finely updated kitchen features quality finishes, stylish painted cabinetry, beautiful ceramic tile flooring and backsplash, gorgeous quartz counters, and a functional layout perfect for everyday living or entertaining. The primary bath and 2nd level full hall bath have been tastefully renovated with clean, contemporary design featuring granite counters, painted cabinetry, and new plumbing fixtures. Upstairs, the well-appointed primary suite offers a peaceful retreat, complete with lovely Blue Ridge Mountain views. A MUST SEE finished basement apartment with kitchenette and high-end finishes provides an ideal guest suite or a proven income-producing rental, generating significant annual revenue. Located just a short stroll from IX Park and the Downtown Mall, this home offers unbeatable access to dining, entertainment, and community events, all while maintaining a cozy neighborhood feel. A rare opportunity to enjoy character, convenience, and income potential in one beautifully updated property.

Single Family

  • Price
  • $ 617,000
  • City
  • Charlottesville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Charlottesville
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.19 Acres
  • Zip
  • 22902
  • Sqr Footage
  • 2,654
  • Year Built
  • 2009
  • Taxes
  • $ 5120
  • Style
  • MLS#
  • 681463
Listed By: LONG & FOSTER - CHARLOTTESVILLE
Data Source: Charlottesville MLS (CAARMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Harrisonburg, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Jackson-Via Elementary School
Middle School Charlottesville Middle Middle School
High School Charlottesville High School

Price History

9/2/2026 Listed $647,000
9/14/2026 5% - $617,000

Property vs Zip Code Average in 22902

Price
AVG $930K
$620K
Taxes
AVG $7,262
$5,120
Year Built
AVG 1980
2009

In The Neighborhood

Areas That We Cover

1021 Ridge St Charlottesville, VA is a Single Family Home for sale at $617000 with 2654 sqft and a lot size of 0.19 Acres Acre(s). 1021 Ridge St Charlottesville has 4 bedrooms, 3 baths and was built in 2009. The property's zip code is 22902 which is in Charlottesville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Corri Collins

Corri Collins

540-274-2965

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