409 2nd St Ne

Charlottesville, VA
$ 1,295,000 Beds 3 Baths 2.5 Sq 2,810 Virtual Tour
Monthly Estimate* How much can I afford?

Open House Sunday 2-4 pm | Discover the timeless charm of 409 2nd St. NE, a circa-1870 home in Charlottesville’s coveted North Downtown neighborhood, just two blocks from the historic Downtown Mall. Offering more than 2,800 finished square feet on a beautifully landscaped .12-acre lot, this distinctive home blends original architectural character with thoughtfully expanded living spaces. Off street parking with room for an EV charger. Classic details and abundant charm complement a substantial rear addition that expanded the kitchen and created a spacious primary suite above. Two decks and a welcoming front porch provide inviting spaces for outdoor living. Approximately 550 square feet of unfinished, walk-out basement space offers excellent storage and future potential. Recent improvements include a 2015 roof replacement, exterior painting, new dishwasher and kitchen windows in 2022, and fresh interior paint in 2026. A rare opportunity to own a distinctive historic home in one of Charlottesville’s most sought-after neighborhoods, with the Downtown Mall, restaurants, shops, and cultural attractions just a short stroll away.

Single Family

  • Price
  • $ 1,295,000
  • City
  • Charlottesville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Charlottesville
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.12 Acres
  • Zip
  • 22902
  • Sqr Footage
  • 2,810
  • Year Built
  • 1870
  • Taxes
  • $ 12789
  • Style
  • MLS#
  • 681571
Listed By: NEST REALTY GROUP
Data Source: Charlottesville MLS (CAARMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Harrisonburg, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sunrise Elementary School
Middle School Charlottesville Middle Middle School
High School Charlottesville High School

Price History

9/9/2026 Listed $1,295,000

Property vs Zip Code Average in 22902

Price
AVG $930K
$1.3M
Taxes
AVG $7,262
$12,789
Year Built
AVG 1980
1870

In The Neighborhood

Areas That We Cover

409 2nd St Ne Charlottesville, VA is a Single Family Home for sale at $1295000 with 2810 sqft and a lot size of 0.12 Acres Acre(s). 409 2nd St Ne Charlottesville has 3 bedrooms, 2 baths and was built in 1870. The property's zip code is 22902 which is in Charlottesville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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David Crull

David Crull

540-274-2965

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