316 Main St

Palmyra, VA
$ 145,000 Beds 2 Baths 1 Sq 840 Virtual Tour
Monthly Estimate* How much can I afford?

FINALLY—A HOME THAT’S ACTUALLY AFFORDABLE! This charming 1910 farmhouse offers the character of yesterday with a fresh start for today. Featuring 2 bedrooms, 1 full bathroom, and newly installed LVP flooring, this home is ready for its next chapter. The open backyard provides plenty of room for gardening, entertaining, or simply enjoying the outdoors. Located right in the town of Palmyra, this is a fantastic opportunity for a first-time buyer, downsizer, or investor looking for charm, convenience, and value without the oversized price tag. Affordable homes like this don’t come along often—come see what makes this one special!

Single Family

  • Price
  • $ 145,000
  • City
  • Palmyra
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Fluvanna
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.32 Acres
  • Zip
  • 22963
  • Sqr Footage
  • 840
  • Year Built
  • 1910
  • Taxes
  • $ 721
  • Style
  • MLS#
  • 681588
Listed By: KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Data Source: Charlottesville MLS (CAARMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Harrisonburg, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Central (Fluvanna) Elementary School
Middle School Fluvanna Middle School
High School Fluvanna High School

Price History

9/4/2026 Listed $145,000

Property vs Zip Code Average in 22963

Price
AVG $570K
$150K
Taxes
AVG $3,323
$721
Year Built
AVG 2000
1910

Areas That We Cover

316 Main St Palmyra, VA is a Single Family Home for sale at $145000 with 840 sqft and a lot size of 0.32 Acres Acre(s). 316 Main St Palmyra has 2 bedrooms, 1 baths and was built in 1910. The property's zip code is 22963 which is in Palmyra, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.